The largest earthquake to have struck England and Wales in 25 years has caused millions of pounds of damage.
The Association of British Insurers said the cost to businesses and householders is "likely to run into the low tens of millions of pounds".
The clear-up is continuing as buildings are checked for structural damage.
The quake struck at 12.56am, triggering hundreds of calls to emergency services across the country.
Measuring 5.2 on the Richter Scale, its epicentre was recorded five miles east of Market Rasen, Lincolnshire, and 14 miles south-west of Grimsby.
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